Lucia G.
Payments Backend Engineer
Medellin, CO - EST overlap - C2 English
- Node.js
- Stripe
- Postgres
- Kafka
Nearshore FinTech developers
Nearshore FinTech developers who already speak compliance
Engineers who have built payment flows, KYC checks, ledger systems, and reconciliation workflows before. Same U.S. time zones, senior-only, and matched to your sprint without spending months teaching them why financial edge cases matter.
> fintech_team.match
14 days
Typical first engineer
US hours
Time zone overlap
Senior-only
FinTech role matching
3 days
Matched profiles
Built for CTOs, VPs of engineering, and founders who need compliance-aware engineers now, not generic resumes.
Available in 14 days
Showing Lucia G., profile 1 of 3
FinTech developers we can place
Profiles who understand regulated product work
Senior engineers who have built around payments, reconciliation, ledgers, audit trails, and the small edge cases that become expensive in financial systems.
The outsourcing risk
Generic developers create FinTech problems that are not just bugs
Most nearshore vendors staff FinTech projects the same way they staff a marketing site: find someone who knows React, plug them in, and hope the domain details are easy to learn later.
That breaks down the first time your team discusses idempotent transactions, PCI scope, ledger reversals, webhook retries, or why one bad state transition can double-charge a customer.
FinTech mistakes become compliance incidents, chargebacks, audit findings, and damaged banking relationships. You need engineers who have been in the room when someone asked, "walk me through this data flow," and could answer clearly.
Built for regulated environments
Compliance-aware engineering, screened before you interview
We match for engineers who understand how regulatory constraints affect architecture, testing, logging, access control, and release discipline.
PCI-DSS aware development
Engineers who understand cardholder data scope and why it changes architecture decisions, not just checklist compliance.
SOC 2 and audit-ready practices
Logging, access control, release discipline, and change management built in a way your auditors can follow from the first sprint.
KYC/AML and payments experience
Ledger design, idempotency, reconciliation, webhook reliability, and third-party rails including Stripe, Plaid, Marqeta, and core banking providers.
NDA-ready contracting
Standard confidentiality, IP, and regulated-data onboarding practices are handled before engineers touch your environment.
Why nearshore for FinTech
Regulated product work needs same-day collaboration
Offshore can work for isolated implementation tasks. FinTech product engineering usually is not isolated: risk, compliance, data, security, and customer impact are tied together.
Real-time risk decisions
Payments, KYC, ledger behavior, and audit questions do not wait well overnight. Nearshore engineers can resolve those decisions with your team during the same business day.
Sprint-level collaboration
FinTech systems need tight product, engineering, security, and compliance loops. U.S. working-hour overlap keeps those loops moving without async handoff delays.
Lower cost without losing seniority
LATAM gives U.S. teams access to senior regulated-systems engineers without forcing a local U.S. compensation band for every role.
Proof
Anonymized Series B lending platform
Client details are anonymized for confidentiality, but the operating pattern is what FinTech buyers care about: role fit, ramp speed, regulated systems, and measurable throughput.
1
Challenge
A Series B lending platform needed to rebuild its loan-origination pipeline after the existing system struggled beyond 200 applications per day.
2
Team
Three backend engineers and one DevOps engineer embedded into the client's sprint process within three weeks.
3
Outcome
The pipeline scaled to 5,000+ applications per day, with audit-readiness work completed four months after kickoff.
Stack specificity
We staff for the systems your FinTech product actually runs on
Backend
- > Node.js
- > Python
- > Java
- > Go
Payments and infra
- > Stripe
- > Plaid
- > Marqeta
- > Kafka
- > Event-driven systems
Data
- > PostgreSQL
- > Ledger data models
- > Reconciliation pipelines
- > Reporting exports
Frontend
- > React
- > React Native
- > Consumer banking apps
- > Lending dashboards
DevOps
- > AWS
- > GCP
- > Terraform
- > CI/CD audit trails
- > Compliance-tier configs
Not just a placement
One system for vetting, hiring, payroll, and support
The same operating model applies across regulated industry pages: we handle the candidate match and the engagement layer, so your team is not coordinating a recruiter, payroll vendor, and EOR separately.
Vetting
Technical screens run by developers who understand regulated financial systems, not a keyword match against a job description.
Hiring
Matched candidates in days, with context on the rails, systems, and compliance environment they have actually worked in.
Payroll & compliance
One operating layer for contractor setup, payroll, onboarding, IP agreements, and regulated engagement requirements.
Ongoing support
Check-ins and replacement support so your distributed FinTech hire is not a handoff-and-disappear placement.
Roles we place
Senior engineers for payments, lending, banking, and insurtech teams
[+] Backend engineers for payments, ledger systems, and APIs
[+] Data engineers for reporting, reconciliation, and fraud pipelines
[+] DevOps and infra engineers for compliance-tier AWS/GCP environments
[+] QA engineers for financial edge cases and regulatory test coverage
[+] Full-stack product engineers for consumer banking and lending UI
[+] Mobile engineers for React Native FinTech apps
How it works
From role brief to matched FinTech profiles in days
1
Tell us the rails and risk profile
Payments, lending, banking, insurtech, KYC, PCI scope, current audit posture, and the systems the engineer will touch.
2
We match for domain experience
You see engineers screened for your stack, communication level, regulated-environment judgment, and availability.
3
You interview the strongest profiles
Run your own technical screen. We coordinate scheduling, feedback, and fit checks with the engineers you want to meet.
4
We handle the operating layer
Contractor setup, payroll, onboarding, IP agreements, and support so the engineer can start contributing in your sprint.
Nearshore model
New to nearshore hiring?
Nearshore Developers & EOR, Explained. The guide explains nearshore development, EOR, payroll, compliance, and ongoing support before you choose a specific role, country, or industry page.
Related hiring paths
Build the right nearshore team around this role
Frequently asked questions
Common questions about hiring nearshore FinTech developers
Can your engineers sign a BAA?+
Yes, when the engagement requires it. We handle regulated-data onboarding requirements during setup so legal and security do not become a last-minute blocker.
Do you staff engineers who have worked with Plaid, Stripe, Marqeta, or other payment rails?+
Yes. We match based on your specific rails and architecture during discovery, then show profiles aligned to that stack before you commit.
How fast can a compliant team be working in our environment?+
Typical time to first engineer is 14 days. A full team usually depends on the role mix and compliance onboarding depth, but most focused FinTech teams can begin ramping within two to three weeks.
Can your engineers work directly with our compliance or security team?+
Yes. We prioritize engineers who can explain data flows, change controls, logging, access patterns, and production incidents clearly to technical and non-technical stakeholders.
Ready to hire
Tell us what you are building. We will show you matched engineer profiles, not resume spam.
Share your rails, stack, compliance constraints, seniority needs, and timeline. We will come back with a realistic view of who is available and how quickly we can move.